Job Description 

Roles and Responsibilities: -

• To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank’s risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
• To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
• To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers' credit quality with follow-up action plan to minimise/mitigate identified risks.
• To contribute to Business Unit's business growth without compromise on credit quality/ standards through appropriate transaction structuring and taking a balanced approach.
• To undertake ad hoc projects/tasks as may be required from time to time.

Requirements: 

• University degree with at least 15 years of relevant banking experience in client relationship management and/or credit risk approval covering large corporate or SME customers.
• Possess strong credit analytical skill with ability to work independently and good understanding of loan documentation as well as credit processes.
• Strong interpersonal and stakeholder management skills.
• Able to work under pressure with tight turnaround time.
• Experience in commodity financing transactions, merger & acquisition transactions or covering Chinese corporate segment would be an added advantage.